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Insuring your Elgrand

WhatsThisFor said:
Note. Quotemehappy are in-fact selling an Aviva product, so going straight to Aviva will cut out any brokerage fee.

Car Insurance

Get a quote for Aviva Car Insurance in minutes!
www.aviva.co.uk www.aviva.co.uk
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Quitemehappy is actually owned by Aviva but the product they sell is not the same as you'd get direct from Aviva. The two have completely different pricing and operating models.
Quotemehappy was set up by Aviva to cater for the cheaper end of the market. Everything is done online and electronically whereas Aviva have a branch network and as well as selling direct to the public sell through insurance brokers.
 
Insured with Safeguard 9 yrs NCB.

Renewal notice:
‘Your new price this year is £614.19, which includes your insurance premium and fees.
As a comparison, last year’s equivalent price was £386.69.’

What they meant was ‘last year’s equivalent price’ was last year’s premium increased by the 2023 rate of inflation.
How can they justify these increases?

Also, don’t tell me there is no tacit collaboration between insurers.
 
N-Iceman101 said:
How can they justify these increases?
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Because people pay them, with little or no option.
Think how much they racked it in in Coronavirus too, when there was far less traffic on the roads, hence far less to pay out.
 
2004 3.5 E51 - waiting to see if won bid later today!

Me 57 - nearly 9 years NCB - living in a village in Cumbria, car will be parked on the road - no accidents, convictions, nada!
I was out of the country nearly 20 years though. Not sure if that makes any difference - or if it's just that I'M A GIRL! :imp:

Comparison sites best quote Churchill - £528.
Caravanwise - £517 (but only if insured as a second vehicle, which it won't be)

After reading this thread...

Adrian Flux - £481.57...said I was going to ring Sky Insurance and she then changed it to £456.57
Sky Insurance/Safely Insured - WILL NOT INSURE Nissan Elgrand.
 
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i am now over £700, mainly due to postcode, despite being in lovely Chester, gone with Mark Richardson again.
 
Shocked today to find that Churchill wont be renewing my insurance this year after being with them for the last couple of years since I got my Elgrand in 2021- no reason given just a letter on my account when I logged in to check my renewal price. Had a bit of a struggle to find another decent quote, with a few insurers not recognising the registration number. Ended up going with Performance Direct for £472.
 
I have just insured my 2007 HWS 3.5 for the first time, thought I'd report on that in case it's useful to someone.

My existing insurer for a Fiat 500 (gotta love the contrast 😂) is esure, they wouldn't touch the Elgrand, don't do imports. I looked on a few price comparison sites and Admiral was coming out cheapest. Decided to go for them, filled everything out, got a quote. Tried to pay for it the next day, nothing doing, just kept cycling back to the same screen with no explanation. Tried this all manner of different ways, still no joy. Eventually gave up and just phoned them first thing next morning, gave them the quote, and no problem at all, job done, successfully insured.

No doubt this is down to being an import, when I put the reg in it came up as a 350z, I corrected this information but I guess it just needed a phone call to verify or something, fair enough really. But the price as quoted through price comparison site did not change.

Admiral gold, fully comp, paid in full, parked on the drive, 20+ years no claims, leisure only = £516
 
I've got a 2013 Elgrand and most companies won't touch it as it's newer than 2010. Direct line managed to insure last year for £800 😱

I can't believe insurance companies won't update their databases it's just annoying!
 
Karl said:
Insurance is always a hot topic of conversation, especially when it comes to Japanese Imports.

As a general rule of thumb, there should be no real "premiums" for insuring the Elgrand over any other vehicle in it's class. The problem you may find is that insurance databases are not always as up to date as they should be when it comes to imports.

Typically, you want to be going for a Japanese Import Specialist insurer. These are usually the best in terms of keeping up to date with import vehicles on their database. They will also, USUALLY, be the most competitive.

Do NOT bother wasting time with comparison sites for your Elgrand... they will throw up ridiculous quotes and just be a waste of your time. Go to insurance companies directly.

My general advice to anyone who asks is to follow the below:

Contact Adrian Flux. Give them all your details and get a quote - I would not recommend taking a policy out with Flux due to the level of complaints I have seen/heard from people in the event of a claim. But, this is just hearsay really, so it's up to you if you choose to insure with them.

Ring Sky Insurance, give them all your details and the quote you got from Flux, they will, most of the time, beat it.

Ring GreenLight Insurance (our Insurance partner), give them your details, give them your cheapest quote, and then tell them you are a member of ElgrandOC to get your 15% discount. If they cannot beat the quote from Sky, go with them.


There are a lot of members who are more than happy, or have had their best quotes from some of the normal, big name insurance companies such as Direct Line, Admiral, Aviva etc. So if you really want to get a comparison across the board, ring some known insurance companies too and see if they can be competitive or not. But I would advise you ring the three Jap Import Specialist insurers listed above first, and then go to the big known insurance companies.

There is a whole different routine you will have to take to insure a FRESH IMPORT that has NOT BEEN REGISTERED. You need to insure on the Chassis number etc, and things are more complicated overall... so if you are looking at insuring an Elgrand off the boat to get in home for MOT etc, then please check in the "Import Experiences" forum section to see what others have done.

Hope this helps.
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awesome info, cheers :D
 
noisyamie said:
I've got a 2013 Elgrand and most companies won't touch it as it's newer than 2010. Direct line managed to insure last year for £800 😱

I can't believe insurance companies won't update their databases it's just annoying!
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Im going to pick it up my 2013 E52 and lowest insurance i find is 1200 £ 😭
 
ArtDarken said:
Im going to pick it up my 2013 E52 and lowest insurance i find is 1200 £ 😭
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Who was that with? That is eek, although younger drivers would find that cheap. (Which is crazy, I don't know how younger people can afford to drive now.)

EDIT: I called Admiral for mine and was quoted £355. Now, this is for limited mileage SDP use only and I have a lot of years on my NCD.
 
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ElCurio said:
Who was that with? That is eek, although younger drivers would find that cheap. (Which is crazy, I don't know how younger people can afford to drive now.)

EDIT: I called Admiral for mine and was quoted £355. Now, this is for limited mileage SDP use only and I have a lot of years on my NCD.
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It was direct line , we called advance insurance and they find us full comprehensive one for 2 drivers for 864£. We took it. But the funniest emial with query was from Adrian Flux ...... are you ready guys.... 1079 £ per MONTH 🤣🤣🤣
 
ArtDarken said:
It was direct line , we called advance insurance and they find us full comprehensive one for 2 drivers for 864£. We took it. But the funniest emial with query was from Adrian Flux ...... are you ready guys.... 1079 £ per MONTH 🤣🤣🤣
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Sorry , mistake 1127 per month , 10,095 per year
 
ArtDarken said:
Sorry , mistake 1127 per month , 10,095 per year
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I was reading something online, part of the reason for the price gouging is claim management companies and repair shops bumping up the prices for maximum profits. The insurance companies are perfectly willing to write off cars with minor damage since they can claim it off each other and raise premiums.
There is no incentive among insurance companies to reign in the blatant corruption since they share in the profits and can just charge the customer.
 
I've gone with Admiral at £1100, the quote it's very similar with other cars that I've done simulation. Last year the insurance was roughly £5-600( 2 different cars ) and in the meantime I can add a write off for my CR-V.
 
my quotes ranged from £333 Admiral & Elephant -> £1000 bank of scotland.
obviously i went with bank of scotland
:)
 
Must admit, I'm fascinated why so many people seem to be hooked on 'Adrian'. I read horror stories of them on the internet, plus a neighbour literally went bald dealing with then in a claim.
 
is that adrian flux ? i used to have my TT insurance through them, they became flux direct, and then sterling insurance from memory. luckily i never had to claim
 
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