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Insuring your Elgrand

I ended up insuring our E51 with admiral for about £600 for 2 drivers (1 with 3 points, and both with NCD)
Our current policy is with Churchill who refused to cover the vehicle (I think because it’s an import)
 
Fionafurzeland said:
I ended up insuring our E51 with admiral for about £600 for 2 drivers (1 with 3 points, and both with NCD)
Our current policy is with Churchill who refused to cover the vehicle (I think because it’s an import)
Click to expand...
Odd, Churchill came up on a moneysupermarket comparison searches (one of the 'cheapest in fact) earlier in the month when I was got mine, and I just ran one again... and Churchill are not only still on there, came out cheapest.

(and stranger still, Admiral, who were cheapest earlier this month when I insured my Elgrand, are not even on the comparison results!)
 
Fionafurzeland said:
I ended up insuring our E51 with admiral for about £600 for 2 drivers (1 with 3 points, and both with NCD)
Our current policy is with Churchill who refused to cover the vehicle (I think because it’s an import)
Click to expand...
Makes little sense. Churchill insured mine no quibbles
 
I went through the online quote process several times and then called an agent, who confirmed it wasn’t possible to insure the vehicle as the registration didn’t come up… v weird!
 
Elgraman said:
Odd, Churchill came up on a moneysupermarket comparison searches (one of the 'cheapest in fact) earlier in the month when I was got mine, and I just ran one again... and Churchill are not only still on there, came out cheapest.

(and stranger still, Admiral, who were cheapest earlier this month when I insured my Elgrand, are not even on the comparison results!)
Click to expand...
I called Churchill about this - they said that my reg didn’t pull through all the details automatically for the car (HP, year of manufacture etc and some other fields that are required to generate a policy)

So it was basically computer says no!

The person I spoke to yesterday filled these in manually and managed to get it to work, although too late as I have already insured with Admiral! On the up side he waived my £50 cancellation fee for leaving them
 
Fionafurzeland said:
I called Churchill about this - they said that my reg didn’t pull through all the details automatically for the car (HP, year of manufacture etc and some other fields that are required to generate a policy)

So it was basically computer says no!

The person I spoke to yesterday filled these in manually and managed to get it to work, although too late as I have already insured with Admiral! On the up side he waived my £50 cancellation fee for leaving them
Click to expand...
Shows also how it can depend crucially on the person you speak to on the other end of the phone. Maybe if the other person knew it could be done manually (or could be bothered, if they did know), you might still be with them.
 
Karl said:
Insurance is a hot topic in any car forum, but with Japanese Imports it's even more prominent.

No you should not be charged the earth for owning and insuring an Elgrand. Yes, parts are more expensive in the event of crash damage, so the only thing you'll really have to face is that you may find it's written off in a fender bender, where other cars might not be. This will depend on the insurer though, and the value of the car/type of damage etc.

ElgrandOC has an insurance partner with Greenlight Insurance. These have given a lot of our members some exceptionally low quotes over the last year and you get 15% off with them just for being a member of EOC. Try them first, see what they say!

Failing that, you can play the ringing game all you like. I've seen some people get stupid quotes from one main insurer, but then someone else got a ridiculously low quote from the same insurer.

It really is hit and miss, and all based on your Post Code / driving history etc.

If you want a laugh, try a comparison site... I've had some silly four figure quotes for mine on comparison sites, but once you rule them out and head towards the Japanese Import specialist insurers, you start to see more sensible numbers.

Direct Line, LV, Aviva have all given members great or terrible quotes, so try them and see. Same goes for any of the other big name insurers.

Jap Import specialist insurers include Adrium Flux, Sky Insurance, Greenlight.


Also, on the topic of insurance... if you are going down the "import yourself route". You will need to insure your vehicle on the VIN number when it arrives in the country. This means that in the event of anything happening before it is registered, you are covered. It also means you are covered to drive the car to/from an MOT station to get the first test done.
Click to expand...
Hi All.

I've been getting quotes today. Greenlight coming in the cheapest out of the 3 mentioned here and by far the most interested and friendly!!! FYI Sky Insurance are now called SafelyInsured but no longer appear to want to touch Elgrands for some reasons......???

The cheapest alternative via the Meerkat was Lloyds, which came in £100 cheaper than Greenlight. I think they are pretty much like-for-like comparisons but I do wonder if Lloyds really know what an Elgrand is, but does it actually matter if the vehicle details have pulled through correctly from the reg???!

Thoughts / experience? Thanks
 
Lumberjack1980 said:
The cheapest alternative via the Meerkat was Lloyds, which came in £100 cheaper than Greenlight. I think they are pretty much like-for-like comparisons but I do wonder if Lloyds really know what an Elgrand is, but does it actually matter if the vehicle details have pulled through correctly from the reg???!

Thoughts / experience? Thanks
Click to expand...
For reasons that make no sense to me, I found big differences between the same companies on different comparison sites.

I also found going direct would give me a different (higher!) price and calling up would give me a different price still. They'd also be responsive to price matching a genuine quote.

The cheapest prices are found a few weeks before you need it to start, so don't hang around :)
 
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