'ello chaps, ANY ADVICE/RECOMMENDATIONS re BREAKDOWN COMPANIES in England? always used greenflag in the past, wont take it to europe
Just organised a new insurance via greenlight which is recommended thro' this forum (renewal company refused to re-insure!!) over the phone, and the guy rattling off all the details so fast i failed to hear [because he didnt mention it!!] that BREAKDOWN COVER wasn't mentioned as not part of the quote. So i immediately rang back up to query if it was included? to find I've paid for a new policy to start in 20days time WITHOUT breakdown cover so now i need to hunt around for a separate BREAKDOWN COVER. Apparently there's a £95 cooling off charge if i want to cancel the policy. ANY ADVICE re BREAKDOWN COMPANIES?
BACKGROUND: so up for renewal, current provider didnt want to re-quote! never had that before but then again never owned an import before. spoke to greenlight and knowledgeable chap said 'surprised they even quoted last yr as they probably wont have Elgrand on their system & have it down as Nissan 'blank' so in the event of a claim they wouldn't insure & have a get-out-of-jail because its YOUR job as the owner to check the policy over, the fact that an insurance company have taken your money upfront is irrelevant. There was pressure on the call that the cost of £518 is reduced to £469.50 if i pay today BUT he was Elgrand knowledgeable that the quotes i had so far via comparison sites might be cheaper [which they were] BUT that doesn't mean Elgrand are covered!? PLUS, and here's the bit about breakdown, that lots of b/down companies wont come out for modified/import/cars over 10yrs old so actually I could get caught out with that too! (I did have a call out about 8mths ago where greenflag came out no problem...problem was minor and didnt require being taken away)
So this thread isn't about feeling like i've been pressurised into buying insurance, though maybe i should feel aggrieved...as at least greenlight seem knowledgeable + are recommended here, and its maybe part n parcel of owning a 20yr old import....all I'm after is advice on breakdown companies before I start contacting greenflag etc etc.
DATA: So greenlight quote was £518 reduced to ~£470 if i buy NOW. £250 excess with windscreen cover but no breakdown.
Best Other quotes so far via comparison sites, i havent been direct to insurers other than greenlight to this point, was with breakdown £425 but oddily no windscreen cover and total excess of £950! & possibly not truely covered which is the biggest thing I've learnt today. If you said breakdown cover could cost a further £70 then as a comparison i have £425 versus £540 = £115 more expensive albeit possibly a proper policy+proper peace-of-mind breakdown assistance.
Warm Regards J
Just organised a new insurance via greenlight which is recommended thro' this forum (renewal company refused to re-insure!!) over the phone, and the guy rattling off all the details so fast i failed to hear [because he didnt mention it!!] that BREAKDOWN COVER wasn't mentioned as not part of the quote. So i immediately rang back up to query if it was included? to find I've paid for a new policy to start in 20days time WITHOUT breakdown cover so now i need to hunt around for a separate BREAKDOWN COVER. Apparently there's a £95 cooling off charge if i want to cancel the policy. ANY ADVICE re BREAKDOWN COMPANIES?
BACKGROUND: so up for renewal, current provider didnt want to re-quote! never had that before but then again never owned an import before. spoke to greenlight and knowledgeable chap said 'surprised they even quoted last yr as they probably wont have Elgrand on their system & have it down as Nissan 'blank' so in the event of a claim they wouldn't insure & have a get-out-of-jail because its YOUR job as the owner to check the policy over, the fact that an insurance company have taken your money upfront is irrelevant. There was pressure on the call that the cost of £518 is reduced to £469.50 if i pay today BUT he was Elgrand knowledgeable that the quotes i had so far via comparison sites might be cheaper [which they were] BUT that doesn't mean Elgrand are covered!? PLUS, and here's the bit about breakdown, that lots of b/down companies wont come out for modified/import/cars over 10yrs old so actually I could get caught out with that too! (I did have a call out about 8mths ago where greenflag came out no problem...problem was minor and didnt require being taken away)
So this thread isn't about feeling like i've been pressurised into buying insurance, though maybe i should feel aggrieved...as at least greenlight seem knowledgeable + are recommended here, and its maybe part n parcel of owning a 20yr old import....all I'm after is advice on breakdown companies before I start contacting greenflag etc etc.
DATA: So greenlight quote was £518 reduced to ~£470 if i buy NOW. £250 excess with windscreen cover but no breakdown.
Best Other quotes so far via comparison sites, i havent been direct to insurers other than greenlight to this point, was with breakdown £425 but oddily no windscreen cover and total excess of £950! & possibly not truely covered which is the biggest thing I've learnt today. If you said breakdown cover could cost a further £70 then as a comparison i have £425 versus £540 = £115 more expensive albeit possibly a proper policy+proper peace-of-mind breakdown assistance.
Warm Regards J