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Insuring your Elgrand

Ruskinstreet

Active Member
Premium Member
E51 Owner
Wales
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299
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Location
Wrexham
First Name
Keith
Elgrand
E51
Region
Wales
been driving for 40 years this year and barely a claim, unfortunately it's been mostly company cars over that time so very little NCB. Occupation can be a bar to decent quotes, despite doing up to 35K a year mileage without incidence the fact that I drive so much makes me a higher risk?!

Go figure, as they say.
 

Ruskinstreet

Active Member
Premium Member
E51 Owner
Wales
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299
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Location
Wrexham
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Keith
Elgrand
E51
Region
Wales
I'm with Direct line. They said once mine gets converted I will have to pay an extra 25 per year plus an increase of 300 in compulsory excess. Also they said it would have to be converted professionally and not a self build (which it will be done by a conversion company luckily)
For Self-builds and conversions you need to stay away from the "main stream" insurers, their systems cannot cope with the multiple permutations and uncertainty of what you are trying to achieve. "Computer says NO!"
 

Luke212121

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South East
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Location
Portsmouth
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Luke
Elgrand
Looking to buy
Region
South East
Forgive me if this is covered elsewhere, but I can't find anything.
What documents do I need from my supplier and converter of my recently imported E51 to insure it?
 

Redmeg

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E51 Owner
North West
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Warrington
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Stephen
Elgrand
E51
Region
North West
I just sent the invoice I received from the converter, this highlights all the modifications done. It’s true what others have said, some general insurance companies cant get their heads around converted vans. I’m with Admiral and when it was converted I sent them the details ... oh my days the fuss that ensued. In the end they gave up and increased the value of the van from £7.5k to £13.5k charged me £25 and wished me a nice day! That’ll do 😃
 

Tonyda

Active Newbie
E51 Owner
London
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44
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Location
London
First Name
Tony
Elgrand
E51
Region
London
Second day looking for insurance, covid don't help. Nearly impossible to do online, on phone taking ages for someone to pick up 🤯
 

gavperry

Active Newbie
E50 Owner
South West
Messages
23
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34
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23
Location
Calne
First Name
Gavin
Elgrand
E50
Region
South West
I just got insurance with greenlight for £440 for my e50. Thanks for the recommendation. On price comparison sites the cheapest I could get was 600 so it is quite a difference!
 

rhysec

Active Newbie
E51 Owner
North West
Messages
11
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28
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3
Location
Manchester
First Name
Rhyse
Elgrand
E51
Region
North West
Insurance is a hot topic in any car forum, but with Japanese Imports it's even more prominent.

No you should not be charged the earth for owning and insuring an Elgrand. Yes, parts are more expensive in the event of crash damage, so the only thing you'll really have to face is that you may find it's written off in a fender bender, where other cars might not be. This will depend on the insurer though, and the value of the car/type of damage etc.

ElgrandOC has an insurance partner with Greenlight Insurance. These have given a lot of our members some exceptionally low quotes over the last year and you get 15% off with them just for being a member of EOC. Try them first, see what they say!

Failing that, you can play the ringing game all you like. I've seen some people get stupid quotes from one main insurer, but then someone else got a ridiculously low quote from the same insurer.

It really is hit and miss, and all based on your Post Code / driving history etc.

If you want a laugh, try a comparison site... I've had some silly four figure quotes for mine on comparison sites, but once you rule them out and head towards the Japanese Import specialist insurers, you start to see more sensible numbers.

Direct Line, LV, Aviva have all given members great or terrible quotes, so try them and see. Same goes for any of the other big name insurers.

Jap Import specialist insurers include Adrium Flux, Sky Insurance, Greenlight.


Also, on the topic of insurance... if you are going down the "import yourself route". You will need to insure your vehicle on the VIN number when it arrives in the country. This means that in the event of anything happening before it is registered, you are covered. It also means you are covered to drive the car to/from an MOT station to get the first test done.
Thanks will bear this in mind when next getting insurance
 

Scotster

Active Newbie
E51 Owner
Scotland
Messages
35
Reaction score
50
Points
18
Location
Scotland
First Name
Scott
Elgrand
E51
Region
Scotland
I had a brief look for insurance a few weeks back and I was seeing numbers around the £500 mark. I did message greenlight for a quote but wouldn't quote as I didn't list any modifications.

I'm guessing that this is my mistake and things as simple as the foglight conversion would make it a "modified" car? I'm used to things having a bit more fettling to be considered in such a bracket but happy to revisit if you guys think it's worth a try?

My main difficulties with insurance is that it's going to be my 3rd car, so I have 0 no claims to use. I'm hoping that there will be the odd insurer that will allow me to mirror my NCD but I've just not gotten that far yet. I'm only looking to do 6k miles per year so I was kinda hoping to insure it for less.
 
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